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Investor Presentaiton

IFS - Insurance - 2021 Strong business drive . Continued pick-up in activity driven by the diversification of the model • Sustained performance in Savings both in France and internationally, particularly in Italy and Luxembourg; gross asset inflows rose sharply (+42.2% vs. 2020) with unit-linked policies accounting for the vast majority of net asset inflows Increase in Protection: further growth in France; international growth in Latin America and Asia in particular Continued development of the partnership model • Renewal of a long-term global agreement with Volkswagen Financial Services to provide insurance solutions in 16 countries Joint venture1 set up for multi-brand maintenance contracts as part of Volkswagen Financial Services' expansion in long-term fleet leasing in Europe Revenues: €2,827m (+3.7% vs. 2020) Increase driven by Savings; good growth in Protection despite the impact of claims Operating expenses: €1,536m (+5.0% vs. 2020) Driven by the rebound in business activity and targeted projects Gross asset inflows in Savings €bn +42.2% 25.7 18.0 2020 2021 Climate engagement PRI Principles for FINANCE UNEPINITIATIVE THE NET-ZERO ASSET September 2021 OWNER ALLIANCE Climate Action 100+ October 2021 Pre-tax income: €1,368m (-1.0% vs. 2020) 1. Upon customary condition precedents, including the approval of the relevant antitrust authorities BNP PARIBAS The bank for a changing world 2021 Full Year Results | 27
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