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Investor Presentaiton

GROUP COST OF RISK In EURM Q123 Q1 22 Net Cost Of Risk 89 47 French Retail Banking Gross loan Outstandings 252,689 242,645 Cost of Risk in bp 14 8 Net Cost Of Risk 91 325 International Retail Banking and Financial Services Gross loan Outstandings 134,988 140,547 Cost of Risk in bp 27 92 Net Cost Of Risk 5 194 Global Banking and Investor Solutions Gross loan Outstandings 177,590 170,749 Cost of Risk in bp 1 45 Net Cost Of Risk (5) Corporate Centre Gross loan Outstandings 16,537 14,413 Cost of Risk in bp (6) (12) Societe Generale Group Net Cost Of Risk Gross loan Outstandings Cost of Risk in bp 182 561 581,804 568,354 13 39 See: Methodology. Cost of Risk in bp are calculated based on Gross loans outstanding at the beginning of period (annualised) SOCIETE GENERALE 1ST QUARTER 2023 RESULTS | 12 MAY 2023 40
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