Financial Analysis and Currency Deposits
72
1)
2)
NPE Coverage and Total coverage by segment
Coverage and collateral maintained
Tangible Collateral¹
Allowance for expected loan credit losses
Large and International
Corporate €155 mn
SME €69 mn
Retail-Housing €232mn
Retail-Other €88 mn
corporate €56 mn
105% 104% 106% 104%
187%
175%
179% 180%
Total €600 m n
57%
64% 63%
144%
64%
136%
139%
134%
133% 131% 130% 131%
128%
124% 124%
122% 123%
128% 128% 130%
73% 70% 73% 77%
87% 86%
62% 62% 60%
69% 69% 70% 71%
86% 92%
73%
34% 34%
41% 39%
130%
111% 115% 117%
71% 70% 65% 65%
63% 64% 66% 67%
62%
62% 62%
59%
59% 58% 59%
50%
46% 45% 44% 39%
Dec 21 Mar 22 Jun 22 Jun 22
pro
Dec 21 Mar 22 Jun 22 Jun 22
pro
Dec 21 Mar 22 Jun 22 Jun 22
pro
Dec 21 Mar 22 Jun 22 Jun 22
forma 2
forma 2
forma 2
pro
forma²
Dec 21 Mar 22 Jun 22 Jun 22
pro
forma
Dec 21 Mar 22 Jun 22 Jun 22
pro
2
forma 2
Restricted to Gross IFRS balance
Pro forma for HFS
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