Investor Presentaiton
Long-Term Financial Performance & Shareholder Return
ROA - operating
(1)
ROTCE - operating
(1)
1.09%
1.06%
0.98%
0.91%
1.65%
1.51%
1.48%
1.40%
1.07%
12.02%
11.86%
10.24%
9.32%
15.81%
15.69%
12.24%
19.68%
17.81%
2014
2015
2016
2017
2018
2019
2020
1Q21
2Q21
2014
2015
2016
2017
2018
2019
2020 1Q21 2Q21
--UCBI
KRX
--UCBI
KRX
Total Shareholder Return $
Performance for the
period ended
$450
$400
June 30, 2021
United
Community
Banks, Inc.
KBW Nasdaq
Regional Bank
Index (KRX)
1-YEAR
64%
69%
$350
3-YEAR
13%
14%
$300
UCBI
Outperformance
$347
5-YEAR
96%
67%
$272
$250
10-YEAR
247%
172%
$200
$150
$100
$50
$0
2011
2013
2014
2015
2016
2017
2018
2019
2020
2021
(1) See non-GAAP reconciliation table slides in the Appendix for a reconciliation of operating performance measures to GAAP performance
7
U
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