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Investor Presentaiton

Deposits CASA Ratio (RM 'bil) 31 Dec-21 Q-0-Q Y-o-Y 42.5% 42.3% Consumer Banking 175.5 1.7% (0.7%) 41.6% 41.5% Commercial Banking 77.6 1.9% 10.5% 41.3% Wholesale Banking 187.3 (2.5%) 14.3% Total Deposits 440.4 (0.1%) 7.2% Dec-20 Mar-21 Jun-21 Sep-21 Dec-21 Total CASA 187.0 2.1% 10.3% Deposit Growth by Country (Y-o-Y) CASA Ratio by Country Others Singapore 10% 1% Dec-21 Dec-20 Dec-19 Dec-18 Thailand +7.0% Λ -6.1% 33.8% 33.4% 29.6% 28.5% 5% Indonesia 16% 31 Dec-21 RM 440.4 bil Malaysia 68% Notes: Excluding FX fluctuations Σ ^ In local currency Including Cambodia, Vietnam and Philippines Λ +16.3% Λ 61.3% 59.6% 55.2% 52.6% +0.4% 53.9% 48.1% 31.8% 29.6% +6.9% 62.5% 61.2% 37.2% 32.4% Others +11.1% 14
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