Western Union Company Results Highlights

Total Company Operating Margin Q4 Key factors driving the increase in operating margin: Benefited from Business Solutions increased profitability, lower planned marketing, lower agent losses and favorable foreign exchange impact ▸ FY21 marketing spend was consistent vs. FY20 Adjusted operating margin was impacted by the same factors above and excludes: 24.7% 24.9% 18.8% 17.9% ▸ M&A expenses in both periods ▸ Restructuring expenses in the prior year period 4Q20 4Q21 4Q20 4Q21 GAAP GAAP Adjusted* Adjusted* *Note: See appendix for reconciliation of Non-GAAP to GAAP financial measures. \\WU Western Union 11

View entire presentation