Scotiabank Risk Overview
Reconciliation for non-GAAP Financial Measures
($ millions)
Reported Basis
Reported Basis (Constant FX)1
Colombia
2019
2020
2021
2022
Q1/21
Q1/22
Q1/23
2019
2020
2021
2022
Q1/21 Q1/22
Q1/23
Revenue
1,502
1,234
1,055
993
291
258
224
1,035
947
866
887
226
227
224
Expenses
826
790
664
663
170
170
152
566
597
543
591
132
149
152
Pre-tax, pre-provision profit
676
444
391
330
121
88
72
469
350
324
295
94
78
72
Net income attributable to
equity holders (NIAEH)
NIAEH
NIM Calculation¹
($ millions)
Average total assets²
Less: Non-earning assets
Average total earning assets²
Less:
Trading Assets
117
(58)
69
69
44
22
14.
0
83
(39)
56
39
17
13
Colombia
2020
2021
2022
Q1/22
Q1/23
15,398
14,537
15,117
15,059
14,799
1,906
1,668
1,688
1,650
1,669
13,492
12,869
13,429
13,409
13,130
181
369
142
Securities purchased under resale agreements and securities borrowed
128
200
152
Other deductions
Average core earning assets²
708
650
631
802
378
12,784
12,219
12,489
12,038
12,459
Net Interest Income
Less: Non-core net interest income
Net interest income on core earning assets
Net interest margin
808
687
619
159
131
11
1
3
808
687
608
158
128
6.32%
5.62%
4.87%
5.22%
4.07%
1 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's First Quarter 2023 Report to Shareholders, available on http://www.sedar.com
Average balances represents the average of daily balance for the period
0
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