2022 Interim Results

| Opportunities and Challenges ● 中国建设银行 China Construction Bank Opportunities China's pandemic prevention and control achieves positive results Domestic macro economy remains resilient, with sufficient macro policy adjustment tools Fiscal policies effectively make up for insufficient social demands, and make good use of funds from local government special bonds Strengthen the implementation of prudent monetary policies, and give full play to the dual functions of monetary policy tools in adjusting credit aggregate and structure Growth of infrastructure investment remains at a relatively heightened pace Accelerating development of new growth drivers such as high-end manufacturing industries, strategic emerging industries, science and technology innovation enterprises and green industries Development of key regions increases at pace A new development paradigm of dual circulation that allows the domestic and overseas markets to reinforce each other is taking shape at a faster pace The diversified and multi-level financial needs of customers are gathering pace • • • External environment has become more complex and challenging Slowing global economic growth, high inflation, and the ongoing Russia-Ukraine conflict Major developed economies have tightened monetary policies at a faster pace Frequent and scattered resurgence of Covid-19 cases in Mainland China The recovery of the domestic economy needs consolidation, and structural inflationary pressure may increase in the short term The recovery of domestic consumption faces pressure from low household income, challenges in the job market and restricted consumption scenarios Difficulties still exist when proactively expanding effective investment The foundation of the recovery of the service sector remains weak Stablising the housing market will take time Risks in the international financial markets are steadily increasing Supervision and compliance requirements at home and abroad continue to increase Challenges 44 2022 Interim Results

View entire presentation