Creating the Future of Finance - Breakthrough Innovation slide image

Creating the Future of Finance - Breakthrough Innovation

K KASIKORNTHAI Government Policy: Short-term Policies ■■Government Budget: ➤ Fiscal budget deficit in FY2023: plans for Bt695bn deficit to provide additional supports to stimulate Thai economy after COVID-19 outbreak ■■■ Short-term Stimuli: ➤ Welfare Card: Give Bt200-300 a month to each welfare smart card (14.5 million people) for purchase of necessary goods for those earning less than Bt100,000 annually; give Bt500 wallets to help with transportation costs *Extra Bt200 grant in January 2023 ➤ Thailand Plus Package: attract foreign investment, especially to expedite investments from companies seeking to relocate as a result of ongoing trade war Cash handout for workers not covered by SSF: Bt5,000 monthly payments for 3 months to informal workers affected by COVID-19 (April-June 2020) ➤ Supporting tourism: Subsidies for domestic tourists (Moral Support & We Travel Together campaigns) (July 2020 to April 2021); "Special Tourist Visa" for long- staying visitors (90-day stay in country, which can be extended twice, each for an additional 90 days. Visa costs Bt2,000 per 90-day extension) ➤ Property stimulus package: Property transfer fees reduced from 2% to 0.01% and mortgage fees reduced from 1.0% to 0.01% for buying condominium units priced at not over Bt3mn (Jan - Dec 2022) ▸ Measures to help farmers: Price insurance for agricultural plants such as rice, rubber, oil palm, cassava, and corn (Bt98bn for 2022 government budget) Measures to help flood victims 2022: Package of 14 tax measures including Bt100,000 for house repairs and Bt30,000 for car maintenance to be deducted from taxable income ■Short-term Stimuli (continued): ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK ➤ Projects to boost domestic consumption: 1) "Half-Half" scheme: a co-payment for food and general products subsidizing half of the purchase price - Phase 1&2: Bt3,500 to 15 million people (October 2020 - March 2021) - Phase 3: Bt4,500 to 31 million people (July - December 2021) - Phase 4: Bt1,200 to 29 million people (March-April 2022) - Phase 5 : Bt800 to 26.5 million people (September-October 2022) 2) "Shop Dee Mee Kuen" - a tax deduction for spending, 2.1) 2022: up to Bt30,000 (1 January - 15 Feb 2022) 2.2) 2023: up to Bt40,000 (1 January - 15 Feb 2023) 3) Purchasing power scheme of 3.1) State card holders: Bt400 to 13.34 million people (September - October 2022) 3.2) People classified as needing special help: Bt400 to 2.23 million people (September October 2022) Projects to boost travel: 1) We Travel Together: 40% of hotel expenses, or up to Bt3,000 per room per night, and food coupons of up to Bt600 a day (4th phase: July-October 2022) 2) Tour Travel Thai campaigns: 40% of the tour package price, or up to Bt5,000 per person Measures to help people with rising living costs: 1) State welfare cardholders: Bt100 subsidy for cooking gas and up to Bt100 for water bill (October 2022 - April 2023) 2) Vendors with state welfare cards Bt100 per 3 months subsidy for cooking gas (January-March 2023) 3) Vulnerable groups (using electricity below 500 units per month): bill subsidy Sources: Newspaper and KResearch (as of January 2023) บริการทุกระดับประทับใจ K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Ongoing Government Measures to Assist Cost of Living Measures Household Assistance Energy Prices 39 37 35 33 31 29 27 Details Train/Bus/Skytrain and Subway Fares: Bt500 monthly allowance for welfare card holders to use for public transportation Necessity Goods: A Bt200* grant per month in welfare card to purchase necessity goods, products intended for education and farming materials from all Blue Flag shops Cooking Gas: A Bt100 discount each quarter in welfare card for purchasing cooking gas Allowances (e-Money): Depending on measure, which can be withdrawed from an ATM, such as Elderly welfare allowance (Bt50-100) and Disable allowance (Bt200) Water and electricity price: Reduce water and electricity bills and refund meter fees Diesel Fuel: ➤ Extend Bt5 per litre excise tax cut for diesel until January 20, 2023 NGV and LPG Price: ➤ Household sector: remain LPG price cap to Bt408/per 15-kilo canister (until January 2023) ➤ FT Rate: Fuel Adjustment Tariff (FT) Rate for electricity is set to increase for business user to Bt190.44 (from 93.43), while fixed for household user at Bt93.43 (January to April 2023) 21 19 Sep-10- May-11- Jan-12- Sep-12- May-13- Jan-14- Sep-14- May-15- Jan-16- Sep-16- May-17- Jan-18- Sep-18- Retail Diesel Price Value-added-tax (VAT) Rate Sep-22- Note: If income exceed Bt30,000 per annum will get Bt 200 Source: The Census and Economic Information Center (CEIC), Electricity Generating Authority of Thailand (EGAT), newspapers complied by KResearch บริการทุกระดับประทับใจ On August 24, 2021, the Government announced the following VAT Rates: ■Maintain the 7% value-added-tax (VAT) rate until September 30, 2023 136 135
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