J.P.Morgan ESG Presentation Deck

C Absolute Emissions We've started disclosing absolute financed emissions for sectors where we've set targets to provide our stakeholders with additional transparency and comparability of information . We have aligned our absolute financed emissions disclosure with fiscal year reporting and built on international standards and guidance to make our calculations. We intend to report this metric annually moving forward As a point of comparison, we also disclosed and explained the differences between our own emissions reporting using Carbon Compass SM methodology and the PCAF methodology used by some of our stakeholders • The table below summarizes main deviations of our Carbon Compass SM methodology from PCAF's methodology and states the reasons we believe these address the main shortcomings of PCAF's methodology Capital Structure Capital Markets Tax Equity Lending Public Companies Private Companies CARBON COMPASSSM JPMORGAN CHASE & CO. METHODOLOGY 3-year average EVIC 3-year average Debt + Equity 100% of capital markets activity on a 3-year rolling average basis 12-mo monthly average outstanding balance 12-mo monthly average committed financing PCAF METHODOLOGY End-of-period EVIC End-of-period Debt + Equity Not covered Not covered Year-end outstanding balance REASONS FOR DEVIATION Using a three-year average of capital structure helps us reduce distortion due to the effect of volatility on company valuations Including 100% of our share in capital markets activity allows us to provide a more complete picture of our financing activity and how we are supporting our clients through direct lending and capital markets facilitation As one of the top renewable energy tax equity investors in the U.S., we believe including tax equity best captures our financing impact Using 12-month monthly average enables us to capture the impact of short-term obligations, such as bridge loans, which frequently have terms of less than one year We still believe measuring our financed emission's intensity is the most decision-useful metric for our business 9

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