PCL Ratios and Provision for Credit Losses Review slide image

PCL Ratios and Provision for Credit Losses Review

ACQUISITIONS SUMMARY Outlook and timing of accretion to Diluted EPS remain unchanged • Roughly $7 billion in announced acquisitions that enhance presence and increase scale in key markets of Canada and the Pacific Alliance countries • Retail P&C and Wealth Management • Scotiabank will become the third-largest active asset manager with approximately $235 billion in AUM including Jarislowsky Fraser and MD Financial Estimated total integration costs of ~$200-$250 million (after-tax, NCI) in fiscal 2019 and 2020 for the acquisitions listed below • ~75% relates to International Banking • Neutral impact to Adjusted EPS in fiscal 2019; ~$0.15 accretive in fiscal 2020 BBVA Chile Acquisition Citibank's Consumer and Small Business operation in Colombia Jarislowsky Fraser Business Impact Doubles Scotia's presence and creates the 3rd largest private bank in Chile Closed/Expected Closing Q3/18 Establishes Scotia as the market leader in credit cards in Colombia Q3/18 Aligns with strategic commitment to diversify wealth management business (Institutional + UHNW) Q3/18 Banco Cencosud Peru Creates the second largest card issuer in Peru Q1/191 MD Financial Banco Dominicano del Progreso Creates the largest Private Investment Counsel business in Canada Q4/181 Establishes Scotia as the fourth largest full-service bank in the Dominican Republic Q1/191 Subject to regulatory approvals and closing conditions Scotiabank® 5
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