Investor Presentaiton

Pacific Life Management Team Darryl Button CFO of Pacific Life President & CEO CFO and member of the Executive Board of Aegon N.V. CFO of Transamerica 30 years experience Tod Nasser EVP & Chief Investment Officer Adrian Griggs EVP & COO Joined Pacific Life in 2017 CFO SVP, Finance & Risk Management, Retirement Solutions Division Joined Pacific Life in 1994 34 years experience Alessandro Papa EVP & Chief Risk Officer • SVP, Investment Management VP of strategy, municipal bond sales and trading, First Boston Corp. Head strategist, financial futures and options, First Boston Corp. Joined Pacific Life in 1991 Chief of Staff to the President & CEO, MetLife, Inc. Head of Insurance and Product Risk Management, MetLife, Inc. U.S. Chief Risk Officer, MetLife, Inc. Joined Pacific Life in 2020 40 years experience 11 years experience Jay Orlandi EVP & GC EVP, Chief Operating Officer of Transamerica Joined Pacific Life in 2020 Vibhu Sharma EVP & CFO EVP, CFO & Treasurer, Thrivent EVP, CFO & Treasurer, Mutual of Omaha CEO, General Insurance Business and Country Head of UK, Zurich Insurance Group AG Joined Pacific Life in 2022 23 years experience 35 years experience Dawn Behnke EVP, Consumer Markets David Howell CEO, Pacific Life Re SVP, Product & Strategy Management, Life Insurance Division VP, IT & PMO Operations, Life Insurance Division Joined Pacific Life in 2001 CEO, Scottish Re Group Limited Chief Pricing Office, Swiss Re Joined Pacific Life in 2008 36 years experience 26 years experience Carol Sudbeck EVP & Chief Human Resources Officer Mary Beth Eckert EVP & Chief Information and Digital Officer • • PACIFIC LIFE SVP, Corporate VP, Corporate Joined Pacific Life in 1994 SVP & Chief Information Officer, USAA Vice President, Travelers Group Consultant, PricewaterhouseCoopers Joined Pacific Life in 2022 36 years experience Brian Woolfolk EVP, Institutional 28 years experience Joseph Krum SVP, Global Institutional Investment Group SVP & CMO, Retirement Solutions Division VP, Product Pricing, Retirement Solutions Division Joined Pacific Life in 2010 25 years experience VP, Treasurer Joined Pacific Life in 2002 32 years experience PLGFII - Investor Presentation (Q4 2022) 10 of 35

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