Investor Presentaiton

TAN fogether we can Profit & Provisions 75% Azadi Ka Amrit Mahotsav pnb Amt in Crore Q1 Q4 Q1 QoQ Variation YoY Variation SI. Parameters FY22 FY22 FY23 Amt. % Amt. % 1 Net Interest Income 7234 7304 7543 239 3.27% 309 4.27% 2 Other Income 3887 2450 2537 87 3.55% -1350 -34.73% 3 Operating Income (1+2) 11122 9754 10080 326 3.34% -1042 -9.37% 4 Operating Expenses 4722 4489 4701 212 4.71% -21 -0.45% 5 Operating Profit 6400 5265 5379 114 2.17% -1021 -15.95% 6 Provisions other than Tax 4980 4851 4790 -61 -1.26% -190 -3.82% Of which a NPAs 3248 4564 4814 250 5.48% 1566 48.21% Standard Advances incl. Standard b 1193 25 -278 -303 - -1471 Restructured C Depreciation on Investment 530 99 149 50 50.51% -381 -71.89% d Other provisions 9 164 105 -59 -35.98% 96 7 Profit Before Tax 1420 413 589 176 42.62% -831 -58.52% 8 Provision for Income Tax 397 212 281 69 32.55% -116 -29.22% 6 Net Profit 1023 202 308 106 52.48% -715 -69.89% 3 Financial Performance Page 18

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