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FINANCIAL HIGHLIGHTS IDR Billion Description 1Q'20 1H'20 9M'20 2019 2020 g QoQ g YoY Asset/Liabilities Total Assets (IDR Billion) 1,287,094 Total Loans (Gross) (IDR Billion) Total Deposits (IDR Billion) 1,309,321 1,359,556 884,246 869,042 877,547 978,326 1,013,156 1,062,702 1,343,078 1,421,785 859,558 969,750 1,052,664 4.6% 5.9% 880,675 0.4% 2.5% -0.9% 8.6% Asset Quality NPL (gross) NPL (nett) 2.81% 2.98% 3.02% 2.62% 2.94% 0.63% 0.77% 0.78% 1.04% 0.80% Liquidity CASA 56.86% 56.64% 60.15% 59.01% 61.00% LDR 90.39% 85.78% 82.58% 88.64% 83.66% RIM/MIR (Macroprudential Intermediary Ratio) 86.09% 82.26% 80.05% 85.31% 80.03% LCR 236.15% 243.57% 255.93% 229.98% 236.06% NSFR 132.06% 138.10% 141.95% 136.17% 149.06% Profitability Net Profit (IDR Billion) 8,305 10,201 14,047 34,029 18,353 12.0% -46.1% Cost of Fund (CoF) 3.65% 3.54% 3.45% 3.58% 3.22% NIM 6.66% 5.72% 5.76% 6.98% 6.00% Cost Efficiency Ratio (CER) 41.19% 50.23% 50.04% 40.26% 46.60% Operating Expense to Operating Income 72.97% 77.49% 80.64% 70.10% 81.22% ROA before tax 3.19% 2.41% 2.07% 3.50% 1.98% ROE Tier 1 20.39% 12.62% 11.43% 19.41% 11.05% 18.33% 11.33% 10.26% 17.77% 9.91% ROE B/S Capital Tier1 CAR Total CAR NPL (net) is after provision for impaired loan 17.20% 18.81% 19.37% 21.52% 19.59% 18.23% 19.83% 20.38% 22.55% 20.61% BRI Melayani Dengan Setulus Hati 27

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