Investor Presentaiton
Overheads: FY2021 (YoY)
Well contained cost growth resulted in CIR of 45.3% and positive JAWS of 0.2% YoY
RM million
FY2021
FY2020
YOY
4Q
FY2021
3Q
FY2021
QoQ
4Q
FY2020
YOY
Personnel Costs
6,808.2
6,563.2
3.7%
1,692.8
1,682.8
0.6%
1,610.7
5.1%
Establishment Costs
1,918.5
1,892.5
1.4%
472.0
472.5
(0.1)%
493.5
(4.4)%
Marketing Expenses
430.8
375.1
14.9%
147.8
81.6
81.1%
105.8
39.7%
Administration & General
2,361.0
2,391.2
(1.3)%
642.1
584.4
9.9%
659.2
Expenses
(2.6)%
Total
11,518.5
11,221.9
2.6%
2,954.8
2,821.3
4.7%
2,869.2
3.0%
%
FY2021
FY2020
YOY
4Q
FY2021
3Q
4Q
QoQ
YOY
FY2021
FY2020
Total Cost to Income 1
45.3%
45.3%
0.0%
46.9%
45.9%
1.0%
45.5%
1.4%
Group JAWS Position
0.2
(2.3)
(3.2)
Note:
1 Total cost to income excludes amortisation of intangible assets for Maybank IBG Holdings Limited
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