Quarterly Financial Performance
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Impaired Loans by Business Segment
($ millions)
Gross Impaired Loans
Retail
Commercial (1)
Canadian Banking
Retail
Caribbean & Central America
Mexico
Peru
Chile
Colombia
Other(2)
Commercial (3)
Caribbean & Central America
Mexico
Peru
Chile
Colombia
Other (4)
International Banking
Global Wealth Management
Canada
U.S.A.
Europe
Asia
Global Banking and Markets
Total gross impaired loans
Net Impaired Loans
Retail
Commercial (1)
2023
2022
Q3
Q2
Q1
Q4
Q3
Q2
Q1
850
764
704
603
554
561
616
482
393
375
314
217
263
288
1,332
1,157
1,079
917
771
824
904
1,983
1,920
1,793
1,623
1,488
1,462
1,504
327
349
353
361
345
342
368
640
575
497
464
411
399
387
307
294
272
270
256
251
274
472
489
478
349
295
282
281
159
139
127
118
128
133
147
78
74
66
61
53
55
47
2,058
2,085
2,073
2,072
1,836
1,778
1,764
316
338
340
357
349
358
361
571
540
537
556
406
396
388
337
442
448
491
468
419
436
556
501
475
391
311
261
259
183
166
179
183
208
244
226
95
98
94
94
94
100
94
4,041
4,005
3,866
3,695
3,324
3,240
3,268
19
23
18
18
27
32
32
94
119
122
128
103
126
130
16
18
20
19
23
30
1
1
1
8
8
19
55
95
120
141
156
130
168
231
5,487
5,305
5,104
4,786
4,252
4,264
4,435
2021
' སྐགོོ⌘བྷཨྰཿཧྥེཋཧྥུ་ྲཧྨགྷརྞྞ ཿ རྩེ གཽ སཾསྐྱ ཀཽ ཋ ཧརྒྱུུ
Q4
Q3
624
297
921
1,741
419
410
373
295
188
56
1,810
367
361
411
316
260
95
3,551
28
151
17
31
36
235
4,735
532
468
430
337
285
288
336
314
279
340
256
237
165
70
133
151
191
180
Canadian Banking
872
724
667
502
355
421
487
505
459
Retail
1,191
1,159
1,079
937
829
780
818
840
970
Caribbean & Central America
194
207
213
206
199
190
215
228
241
Mexico
420
381
323
302
264
248
239
238
246
Peru
100
88
83
80
69
58
76
78
159
Chile
363
380
369
261
210
190
190
179
195
Colombia
95
84
79
76
79
84
93
111
124
Other(2)
19
19
12
12
8
10
5
6
5
Commercial (3)
1,513
1,556
1,571
1,573
1,373
1,288
1,279
1,259
1,331
Caribbean & Central America
290
310
313
327
313
323
324
316
326
Mexico
418
414
416
424
298
258
255
251
232
Peru
190
273
286
329
312
262
287
269
269
Chile
Colombia
406
356
341
277
209
164
156
153
221
154
141
155
158
182
215
202
219
226
Other (4)
International Banking
Global Wealth Management
Canada
U.S.A.
Europe
Asia
Global Banking and Markets
Total Net Impaired Loans
(1) Includes small business.
(2) Includes Uruguay.
(3) Includes small business and corporate.
(4) Includes Brazil and Uruguay.
55
62
60
58
59
66
55
51
57
2,704
2,715
2,650
2,510
2,202
2,068
2,097
2,099
2,301
12
15
13
11
18
23
23
17
20
78
99
102
17
1
1
1
79
100
120
3,667
3,554
3,450
3,151
ថ្ម៩៦៨, ១៨
107
100
121
125
127
146
16
20
16
2
128
120
2,695
៩៩៦៩
21
28
29
30
6
36
4
4
148
205
180
196
2,660
2,812
2,801
2,976
Scotiabank
Supplementary Financial Information (SFI)
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