Investor Presentaiton
NPA Movement
DESCRIPTION
Opening Balance
Add:
Less:
a. First Time NPA
b. Increase in existing NPA
c. Settled
d. Up-gradation
e. Written off
Closing Balance
Increment
Recovery in TWO
Slippage Ratio Cumulative (%)
Slippage Ratio For the Qtr./ for FY (%)
Credit Cost (%) (for Quarter)
Credit Cost excluding accelerated provision (%) (for Quarter)
Credit Cost (%) (Quarterly Annualized)
Credit Cost excluding accelerated provision (%) (Quarterly Annualized)
FTNPA/(Recovery + Upgradation) (%)
(Rs.Crore)
Q4 FY 20
FY 20
Q1 FY 21 Q2 FY 21 Q3 FY 21 Q4 FY 21
FY 21
49503
50028
47272
44475
41091
37559
47272
727
8384
69
32
-
#2281
2382
531
2638
62
79
35
74
250
1457
6556
1288
1261
736
1233
4518
328
1286
44
28
22
689
782
1702
5936
1596
2206
2809
1780
8392
47272
47272
44475
41091
37559
36212
36212
(2231)
(2756)
(2797)
(3385)
(3532)
(1347)
(11060)
344
826
117
57
105
269
547
6.35
6.35
0.06
0.08
0.08
1.91
1.91
0.59
6.35
0.06
0.03
1.87
1.91
0.60
@-ve
0.27
0.57
0.60
0.35
@-ve
0.01
0.23
0.04
2.39
6.59
-ve
1.10
2.30
2.40
1.36
1.38
1.33
@-ve
0.03
0.93
0.16
0.12
34
97
5
2
104
41
#Hon'ble SC vide its judgment dated Mar 23, 2021, vacated interim relief granted earlier not to declare the accounts as NPA. Accordingly Bank has followed the asset
classification of borrower accounts as per the extant RBI instructions/ IRAC norms. Proforma Slippages upto Dec 31, 2020 were Rs. 1294 crore.
@Negative due to reversal in NPA provision on account of recovery and upgradation
IDBI BANK
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