Investor Presentaiton

2022 Financial Targets | YTD Progress (1) Financial Target Adjusted diluted earnings per share growth (1)(2) 2022 Target YTD Results Progress >5% 11% Adjusted return on common shareholders' equity (2) >8.5% 9.4% Adjusted efficiency ratio(2) <68% 66.4% Adjusted operating leverage (1) Positive 3.9% Compared to the nine months ended July 31, 2021. (2) The financial objectives are non-GAAP ratios based on non-GAAP financial measures. Refer to the Non-GAAP Financial and Other Measures section on page 5 of the MD&A for more information. Seeing beyond numbers." Voir au-delà des chiffres." 11

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