The Bancorp Financial Overview
The Bancorp
LOANS & LEASES: STRONG COLLATERAL & GOVERNMENT GUARANTEES
PORTFOLIO
ATTRIBUTES
21
SMALL BUSINESS LENDING
SMALL BUSINESS LOANS BY TYPE 1 ($MILLIONS)
SMALL BUSINESS LOANS BY STATE1 ($MILLIONS)
6/30/2021
SBL
6/30/2021
SBL
TYPE
COMMERCIAL
MORTGAGE
SBL SBL NON-REAL
CONSTRUCTION
ESTATE
TOTAL
STATE
COMMERCIAL
MORTGAGE CONSTRUCTION
SBL SBL NON-REAL
ESTATE
TOTAL
$
54
$
$
8
$
62
Hotels
$
66
$
3
$
$
69
Florida
1
4
47
Full-Service Restaurants
16
1
3
20
California
42
TYPE DISTRIBUTION
•
Diverse product mix
Commercial mortgage and
construction are generally
originated with 50%-60% LTV's
2
3
28
Child Day Care Services
1
17
North Carolina
23
16
GEOGRAPHIC DISTRIBUTION
3
26
Baked Goods Stores
4
11
15
Pennsylvania
23
Car Washes
10
2
12
3
5
25
New York
17
Assisted Living Facilities
10
10
10
3
25
Illinois
22
•
Offices of Lawyers
9
9
сл
17
Texas
12
Diverse geographic mix
Largest concentration in Florida
representing 19% of total
Lessors of
6
13
9
1
9
Nonresidential Buildings
New Jersey
7
2
11
Funeral Homes
8
8
Virginia
6
Limited-Service
1
11
2
5
8
Tennessee
10
Restaurants
2
9
General Warehousing
7
Georgia
7
and Storage
7
4
2
9
All Other Amusement
Colorado
1
6
and Recreation
5
Michigan
33
2
5
Outpatient Mental
5
5
3
Health Centers
Washington
3
Other Spectator Sports
5
5
3
Ohio
3
Other
86
4
32
122
Other states
20
1
7
27
Total
258
$
11
$
53 $
322
Total
$
258
$
11 $
53
$
27
322
Excludes the government guaranteed portion of SBA 7a loans and PPP loans.View entire presentation