Fidelity Bank Financial Overview

Change in Key Revenue Lines (YoY / QoQ) Key Revenue Lines in 2016 FY: YoY Actual Increase / (Decrease) N'billion 7.88 3.12 1.86 0.32 (0.41) (0.47) (1.33) (5.89) (0.03) Int. Income Loans E-Banking FX Income Trade Income Maintenance Fee/COT Remittance Dividend Income Int. Inc. Liquid Assets Other Income N'billion 3.56 Key Revenue Lines in Q4 2016: QoQ Actual Increase / (Decrease) 0.89 0.22 0.19 (0.02) (0.21) FX Income E-Banking Maintenance Dividend Income Trade Income Fee/COT (0.35) Remittance (0.97) (1.57) Int. Inc. Liquid Assets Int. Income Loans Other Income Interest income on loans has been the key revenue growth line, however it dropped in Q4 due to a 1.9% decline in our total loan book. FX income in Q4 was boosted by higher transaction volumes and recognition of revaluation gains 18 www.fidelitybank.ng

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