Investor Presentaiton

International Card Services Billed Business ($ in billions) $82 $83 $77 $77 $71 $70 $63 $57 $57 G&S, 12% YoY $56 $53 $50 $49 $47 $21 $21 $21 $24 $25 $26 T&E, 20% YoY $16 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q3'23 YOY % of Total Int'l Consumer Int'l SME & Large Corp. 15% 15% 65% 35% Note: All growth rates reflect FX-adjusted rates. See Annex 2 for reported billings growth rates. Subtotals may not foot due to rounding. Total 15% 100% AM EX 6

View entire presentation