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Investor Presentaiton

Gearing below financial target range DEVELOPMENT OF OPERATIVE ROCE, % 11.2% 9.7% 9.8% 12.1% 2017* 2018* 2019 2020 *Pre-IFRS16 figures NET DEBT (EUR million) AND LEVERAGE RATIO* 694** 741** • Operative ROCE improved to 12.1% driven by improvement in Pulp & Paper Pulp & Paper operative ROCE 11.1% (2019: 7.7 %) • Industry & Water operative ROCE 13.9% (2019: 17.6%) 811 • 759 638** 2.2 2.3 2.0 1.7 Dec 31 2017 Dec 31 2018 Dec 31 2019 Dec 31 2020 Leverage ratio = Net debt / last 12 months operative EBITDA ** *pre-IFRS 16 figures Kemira FEBRUARY 11, 2021 INVESTOR PRESENTATION . • Gearing 63% - below financial target range of below 75% Average interest rate of net debt excluding leases is 1.9% and duration is 20 months With pre-IFRS 16 net debt figures: gearing 53% leverage ratio 1.6 66
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