IDFC FIRST Bank Merger Performance and Strategy Update

b. Fee & Other Income Breakup of Fee & Other Income - Q1-FY24 General Banking Fees & Others 30% Wealth Management / Third Party Distribution 14% Trade & Client Fx 9% Section 8: Profitability & Capital Loan Origination fees 30% Credit Card & Toll 17% •The Bank has launched and scaled up many fee-based products in the last 4 years. • Many of these products are in the early stage of their lifecycle and have the potential to grow significantly going forward. •91% of the fee income & other income is from retail banking operations which is granular and sustainable. 50 IDFC FIRST Bank

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