KBank Subsidiaries and ASEAN Economic Strategy

K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Thai Commercial Banks and Specialized Financial Institutions (SFIs) Market Share (% of Total Loans) Market Share (% of Total Deposits) 15,651 16,296 16,843 17,707 18,463 19,178 26.2% 26.7% 20,516 26.8% 26.4% 26.8% 27.0% Bt Billion Bt Billion 6 SFIs 24,000 souilu 20,000 16,000 EXIM 29.4% 15,866 16,680 17,004 17,765 18,869 19,358 20,032 29.9% 30.0% 30.4% 30.2% 29.9% 29.9% 24,000 12,000 20,000 16,000 12,000 25.3% 8,000 8,000 14 Commercial Banks Bangkok Bank susns-aine ธนกรไทย 4,000 4,000 70.6% 70.1% 70.1% 70.1% 70.0% 69.6% 69.8% 0 0 2014 2015 2016 2017 2018 2019 2Q20 ■SFIs Commercial Banks 74.7% 73.8% 73.3% 73.2% 73.0% 73.2% 73.6% 2014 2015 2016 2017 2018 2019 2Q20 SFls Commercial Banks Net Loans Deposits Inow SCB Bt Billion 14,000 12,372 Bt Billion 16,000 I 14,129 8 ธนาการรบ CIMB TMB 12,000 10,122 10,470 10,602 11,061 11,633 11,859 22.9% 22.2% 10,000 22.8% 22.1% 22.7% 22.8% 23.5% 8,000 12.9% 10.9% KIATNAKIN BANK 6,000 14.6% 14.4% 18.1% 18.1% 11.3% 12.3% 15.0% 15.0% 16.4% 15.8% 12.5% 15.1% 13.6% 15.4% 15.7% KTB Other BAY 13.3% KBank 14,000 12,099 12,578 13,057 Other 12,000 10,000 11,035 11,196 11,359 21.2% 21.5% 21.5% BAY 21.2% 20.6% 21.5% 8,000 15.7% 15.8% 16.8% BBL 6,000 9.4% 9.7% 9.0% 14.8% 15.3% 15.8% 17.4% 20.6% 10.9% 11.3% 15.5% 17.1% 11.9% 12.0% KBank I 16.3% 15.8% 16.5% 16.2% 15.8% KTB 16.7% 19.1% ■BBL LH BANK ICBC 4,000 19.5% I Standard Chartered S 16.4% 16.1% 15.5% 15.5% SCB 4,000 17.7% 2,000 16.2% 16.4% 16.8% 16.9% 16.8% 17.5% 18.6% 2,000 17.5% 17.4% 16.8% 16.4% 18.1% 18.2% 18.6% 17.1% 16.8% 17.8% 17.3% 17.1% 16.5% 15.9% 18.0% 17.9% SCB 0 0 I 2014 2015 2016 2017 2018 2019 2Q20 2014 2015 2016 2017 2018 2019 2Q20 Note: 6 SFIs include Government Saving Bank (GSB), Government Housing Bank (GHB), Export-Import Bank of Thailand (EXIM Bank), Bank for Agriculture and Agricultural Co-operatives (BAAC), Small and Medium Enterprise Development Bank of Thailand (SME Bank), and Islamic Bank of Thailand (IBank) บริการทุกระดับประทับใจ K KASIKORNTHAI FinTech and TechFin in Thailand Business Tools Product Presentation Al/Machine Learning ACOMPUTERLOGY Fundraising Convolab Albatoz asiola DESAM dreamaker Data Management Cloud Accounting Platform FLOWACCOUNT.COM APEAK plizz TRCLOUD ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Transaction Facilitation Post-Sale Servicing Employee Data Management Financial Simulation bonkerslob MONETTABLE Exive m investree 口 MEE PUND TALAD INVOICE AGENTMETE FairDee direct 0513 frank.co Insurtech ก direct Petinsure masji Grob SILKSPAN Petinsure refinance AGENTMITE direct Fair De in direct Claim Di Gavinsure refinance SILKSPAN Gsavinsure SILKSPAN RM coins.co.th Investment Management ITAXC investor masji OhMyGeorge once Setscope stockmorrow TDAX WEALTHCARE Finnista FINCAST F FINNOMENA Finnista Investor ITAXC Jitta Q WEALTHCARE OnMyGeorge Setscope Stock BIDS coins.colh ITAX rabbiyinance Setscoper TDAX WEALTHCARE coins.cath F FINNOMENA Samant Jitta FINCAST Finnista Setscope TDAX WEALTHCARE Borrow beehive Refinn Grob investree M bee Grob Finnista beehive Cocon PeerPower .com HONEYTABLE Lending PeerPower Refinn Satangare.com SILKSPAN WWEALTHI SILKSPAN WEALTHI Refinn Salangdee.com WEALTHI SILKSPAN WEALTHI Payments & Transactions ChomCHOB Grob 202P coins.co.th ChomCHOB ac AirPay D Lith KHÓA oonsoon ce pay digio Grob 202P digio omise robbit (Pay THEPAY siampay THAEPAY EVEREX ⚫omise Pay Social LAVEY omise TDAX siampay TDAX HOODAY Sources: Thai Fintech Association, PitchBook, Techsauce, and KResearch (as of October 2019) บริการทุกระดับประทับใจ coins.co.th 113 114

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