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Investor Presentaiton

Disclaimer FEDERAL BANK YOUR PERFECT BANKING PARTNER This presentation is not a complete description of the Bank. This presentation may contain statements that constitute forward-looking statements. All forward looking statements are subject to risks, uncertainties and assumptions that could cause actual results to differ materially from those contemplated by the relevant forward- looking statement. Important factors that could cause actual results to differ materially include, among others, future changes or developments in the Bank's business, its competitive environment and political, economic, legal and social conditions. Given these risks, uncertainties and other factors, viewers of this presentation are cautioned not to place undue reliance on these forward-looking statements. The Bank disclaims any obligation to update these forward-looking statements to reflect future events or developments. All information contained in this presentation has been prepared solely by the Bank. No information contained herein has been independently verified by anyone else. No representation or warranty (express or implied) of any nature is made nor is any responsibility or liability of any kind accepted with respect to the truthfulness, completeness or accuracy of any information, projection, representation or warranty (expressed or implied) or omissions in this presentation. Neither the Bank nor anyone else accepts any liability whatsoever for any loss, howsoever, arising from any use or reliance on this presentation or its contents or otherwise arising in connection therewith. This presentation may not be used, reproduced, copied, distributed, shared, or disseminated in any other manner. Note: There has been an accounting change w.r.t. 'recovery from written off assets' to comply with directions issued by RBI vide its Circular dated August 30, 2021. From the current quarter, such recoveries are netted off against provisions as against the practice of reporting the same under 'other income'. Also, Provision/ Depreciation for standard investments which was earlier accounted under provision and contingency (other than tax) is now netted against other income. In certain parts of the presentation, we have given adjusted numbers to reflect the adjustments made to prior period figures to enable comparison of quarterly numbers on a like to like basis.
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