Consolidated Financial Performance and Improved Deposit Profile

Loan Related Provisions held as on March 31, 2021 Specific provision of Rs. 3,488 crs (towards PCR) Floating provisions of Rs. 70 crs other than related to COVID-19 (towards PCR) Counter-cyclical provision of Rs. 760 crs (towards PCR) Standard contingent provisions of Rs. 1,600 crs surplus outside PCR Standard asset provision of Rs. 1,009 crs other than related to COVID-19 Other provisions of Rs. 150 crs on standard assets Provision Coverage Ratio at 75% and total loan related provisions at 122% of GNPA Loan related provisions are 3.33% of the loans 20 20 IndusInd Bank

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