SEB Nordic Outlook

7 More diversified than peers Well balanced credit portfolio Credit exposure (EAD) by sector, 31 Dec 2020 Diversified income stream Operating income by type, 31 Dec 2020 SEB Danske Nordea Swedbank DNB SHB SEB Danske Nordea Swedbank Corporates Housing co-op ass. Other Institutions Household mortgages Real estate management Other retail loans Net interest income Net financial income Source: Annual reports 2020 DNB Net fee & commission income Net other income SHB SEB

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