Financial & Operating Performance
Appendix
Strategy
Financial & Operating Performance
Emirates NBD Profile
Operating Environment
Emirates NBD
23
Loan Composition
Total Gross Loans (AED 329 bn)
Treasury/Other
Retail
Corporate
35
103
(31%)
(11%) 0
Corporate Loans (AED 103 bn)
Cont.
Trans. & com.
2%
Trade
6%
RE
13%
34%
Sovereign
141
(43%)
(0%)
Retail Loans (AED 35 bn)
Others
Manuf. 6%
5%
51
(15%)
Others**
1%
Islamic*
Per. - Corp.
5%
3%
Serv.
12%
Hotels/Rest.
13%
Fin. Inst.
Mgmt. of Cos.
10%
Overdrafts
Personal
9%
31%
Car Loans 12%
Islamic* Loans (AED 51 bn)
RE
18%
Mgmt. of Cos.
1%
Fin Inst
5%
Personal 48%
3%
Serv.
4%
Others**
3%
Manuf.
4%
12%
2%
Trade
17%
19%
Credit Cards
3%
Mortgages
Time Loans
* Islamic loans net of deferred income; **Others include Agriculture & allied activities and Mining & quarrying
Cont. Trans. & com.View entire presentation