Q3 2009 Results Overview

Loka GDP per capita is low, leaving much room to climb GDP per capita across countries, 2008 US$ 50,000 40,000 30,000 20,000 39,000 16,680 13,980 12,530 10,580 9,500 10,000 7,770 8,230 5,190 3,850 2,520 2,747 0 Ukraine Georgia China Belarus Romania Russia Turkey Poland Hungary Estonia Czech Republic Western Europe average Source: National Bank of Georgia www.bog.ge/ir BANK OF GEORGIA (EU 15+) January 2010 Page 9

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