HLB FY2023 Financial Results

Asset Quality Gross Impaired Loans/Financing (GIL) Loan/Financing Impairment Coverage (LIC) 1.80% 1.75% 1.62% 1.54% 1.43% 317% 282% 247% 239% 0.78% 212%. 212% 0.61% 0.57% 0.46% 0.49% 188% 169% 142% 118% RM'mil 113% 1,071 1,042 890 820 717 98% 85% 99% 92% FY2019 FY2020 FY2021 FY2022 FY2023 FY2019 FY2020 FY2021 FY2022 FY2023 GIL GIL ratio Industry GIL Ratio LIC LIC (including security value) Industry LIC HLB FY2023 ended 30 June 2023 Hong Leong Bank Stable asset quality metrics while maintaining sufficient preemptive impairment buffers of RM574 million 10

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