Investor Presentaiton

High-Quality, Client-Driven Balance Sheet (Based on Q3-2023 Results) CIBC◇ Assets Liabilities & Equity $943B Wholesale-sourced Funding Cash & Repos 36% 131% Coverage Unsecured Funding 27% Liquid Assets Trading & Investment (Liquid Assets/ Wholesale Funding) Secured Funding³ Securities Residential Mortgages¹ 56% Loan Portfolio Other Retail Loans 115% Coverage (Deposits + Capital / Loans) Corporate Loans 8% Other Assets² Mainly Derivatives For footnoted information refer to slide 38. Personal Deposits Business & Gov't Deposits 65% Capital + Client-related Funding Securitization & Covered Bonds Capital4 Other Liabilities² 8% Mainly Derivatives 22 222

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