FY22 Results - Investor Presentation

Noll & PATMI/(LATMI) | Non-interest income and PATMI mix Non-interest Income by Lines of Business (YoY) (15%) Insurance 33% Insurance 33% 9% Other Retail 7% (15%) >100% Others 1% 29% Corporate and Transaction Banking ▲ >100% 9% (62%) (38%) Group Treasury & Market 8% Others 1% Wholesale Banking 17% Non-interest income RM1,390 mil ▼(14%) Retail Banking Business Banking 8% 19% (5%) Other IB businesses 7% 24% PATMI by Lines of Business (YoY) >100% Group Funding & Others 26% Investment Banking 22% Equity Markets 4% 2 (28%) Insurance 9% 4% ▼(18%) ▼(4%) Fund Management 11% Cards 4% Wealth Business Banking 8% Management 8% 2% (16%) AmBank Group FY22 Results - Investor Presentation (4%) 10% 12 1. 2. Business Banking 19% ▲ 23% Reported RM1,503 mil ▲ 56%¹ Compare to Core PATMI of RM962mil After deducting share of minority interests Investment Banking 10% Retail Banking 34% Wholesale Banking 2% 17% ▼(94%) >100% 29

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