Bank of Georgia Financial Overview

Balance sheet highlights GEL thousands BALANCE SHEET HIGHLIGHTS Liquid assets Cash and cash equivalents Change Change Jun-23 Jun-22 y-o-y Mar-23 q-o-q 9,067,120 2,155,256 Amounts due from credit institutions 1,931,461 7,815,396 2,834,950 1,766,529 16.0% -24.0% 9.3% 9,413,665 2,661,659 2,180,151 -3.7% -19.0% -11.4% Investment securities 4,980,403 3,213,917 55.0% 4,571,855 8.9% Loans to customers and finance lease receivables 18,282,017 16,299,630 Property and equipment 411,018 389,855 12.2% 5.4% 16,992,844 7.6% 405,838 1.3% All remaining assets 957,063 859,660 11.3% 890,735 7.4% Total assets 28,717,218 25,364,541 13.2% 27,703,082 3.7% Client deposits and notes 19,647,354 15,100,061 30.1% 18,309,528 7.3% Amounts owed to credit institutions 3,120,305 5,019,370 -37.8% 3,805,154 -18.0% Borrowings from DFIs 1,636,522 1,960,874 -16.5% 1,692,346 -3.3% Short-term loans from central banks 442,127 2,242,322 -80.3% 1,270,718 -65.2% Loans and deposits from commercial banks 1,041,656 816,174 27.6% 842,090 23.7% Debt securities issued 621,229 1,299,986 -52.2% 607,910 2.2% All remaining liabilities 795,318 512,477 55.2% 487,106 63.3% Total liabilities Total equity Book value per share 24,184,206 21,931,894 10.3% 23,209,698 4.2% 4,533,012 3,432,647 32.1% 4,493,384 0.9% 102.25 72.74 40.6% 98.51 3.8% 62 42

View entire presentation