Investor Presentation July 2021

Dominant Kuwaiti Franchise NBK is the leading banking group in Kuwait with a market leading position across its business segments Total Assets (USD million) Customer Deposits (USD million) National Bank of Kuwait Kuwait Finance House Burgan Bank 97,996 National Bank of Kuwait 70,906 23,433 Gulf Bank Boubyan Bank 21,227 20,157 Kuwait Finance House Boubyan Bank Burgan Bank Gulf Bank 56,403 50,511 16,843 13,492 13,302 Al-Ahli Bank of Kuwait 16,002 Al-Ahli Bank of Kuwait 11,494 Commercial Bank of Kuwait 14,472 Ahli United Bank 14,411 Warba Bank 11,460 Ahli United Bank Commercial Bank of Kuwait Warba Bank 9,920 7,812 7,761 Kuwait International Bank 9,239 Kuwait International Bank 5,424 0 20,000 40,000 60,000 80,000 100,000 120,000 0 10,000 20,000 30,000 40,000 50,000 60,000 Customer Loans & Advances (USD million) Net Profit attributable (USD million) 57,722 National Bank of Kuwait Kuwait Finance House 812 489 Boubyan Bank Burgan Bank 114 111 Ahli United Bank Gulf Bank 98 95 Warba Bank 19 Kuwait International Bank Commercial Bank of Kuwait Al-Ahli Bank of Kuwait -250 0 (230) -50 150 350 550 750 950 National Bank of Kuwait Kuwait Finance House 35,441 Boubyan Bank 15,905 Burgan Bank 14,328 Gulf Bank 14,208 Al-Ahli Bank of Kuwait 10,279 Ahli United Bank 10,268 Warba Bank 8,235 Commercial Bank of Kuwait 7,515 Kuwait International Bank 6,526 10,000 20,000 30,000 40,000 50,000 60,000 70,000 Sources: Bank's annual reports. All data as of 31 December 2020 for Balance Sheet items and Income Statement Items. Note: Kuwait Finance House, Boubyan Bank, AUB, KIB and Warba Bank are Islamic banks while Burgan Bank, CBK, Gulf Bank, Al-Ahli Bank of Kuwait are conventional banks. National Bank of Kuwait 19

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