Canadian Banking and Residential Mortgages Overview

Earnings and Dividend Growth Reported diluted earnings per share (C$)1,2 $4.53 +5% CAGR 2016 2017 2018 2019 Dividend per share (C$) $2.05 $7.70 $2.14 2020 2021 Q1/22 +6% CAGR Total shareholder return³ ■Scotiabank ■Big 5 Peers (ex. Scotiabank) 8.5% 13.2% 13.6% 12.3% 10.9% 11.4% 5 Year 10 Year 20 Year $3.60 $1.00 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Q1/22 1 Reflects adoption of IFRS in Fiscal 2011; 2 Excludes notable items for years prior to 2016; 3 As of January 31, 2022 11

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