Investor Presentaiton

NPA Movement DESCRIPTION Opening Balance Add: a. First Time NPA - Corporate (Rs.Crore) Q2 FY 22 Q3 FY 22 Q4 FY 22 FY 22 Q1 FY 23 Q2 FY 23 35594 34408 34405 36212 34115 33908 1438 1639 763 5172 964 524 652 1066 337 2155 443 53 - Retail 786 573 426 3017 521 471 b. Increase in existing NPA 103 201 145 694 252 139 Less: c. Settled d. Up-gradation e. Written off Closing Balance 1436 297 459 2779 721 419 474 233 579 2295 171 221 817 1313 160 2889 531 5209 34408 34405 34115 34115 33908 28722 Increment (1186) (3) (290) (2097) (207) (5186) FTNPA on Net Basis 1176 1552 682 4200 843 447 Slippage Ratio (Annualized) (%) (FTNPA on Net Basis) $ 3.88 5.04 2.19 3.34 2.50 1.31 Credit Cost (%) (Annualized) 0.27 1.16 ^ 0.90 0.52 0.18 $ FTNPA on Net Basis - FTNPA excluding NPA upgraded in same quarter. ^ For full FY IDBI BANK Page 28

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