Automotive Finance and ESG Strategies
TABLE OF CONTENTS
Scotiabank Overview
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Canada's International Bank
Well-Diversified and Profitable Business
Medium-Term Financial Objectives
Why Invest in Scotiabank?
Acquisition & Divestiture Activity
Increasing Scale, Improving Focus, Lowering Risk
Track Record of Earnings and Dividend Growth
Strong Capital Generation
Strong Progress in Digital Banking
Environmental, Social & Governance (ESG)
Business Line and Financial Overview
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Financial Performance
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Canadian Banking
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International Banking
Global Banking and Markets
Credit Performance by Business Lines
Historical PCL Ratios on Impaired Loans
Canadian Retail: Loans and Provisions
International Retail: Loans and Provisions
Treasury and Funding
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Funding Strategy
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Wholesale Funding
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Deposit Overview
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15678002
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868
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Wholesale Funding Utilization
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Liquidity Metrics
Appendix 1: Key Market Profiles
Appendix 2: Canadian Housing Market
Appendix 3: Bail-in and TLAC
Appendix 4: Covered Bonds
Appendix 5: Additional Information
Appendix 6: Energy Exposure
Contact Information
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