Investor Presentaiton
Independent Review of
RBD
Bangladesh's Development
Macroeconomic Performance in FY2017: Early
Signals
NPL as % of Total Outstanding Loan
PER CENT
37.84
33.12
30.93
26.78
33.46
32.81
26.10
26.14
24.68 24.68
23.20 23,20
23.23
23.92
25.70 25.16
24.30
The major
21.98
22.23 22.49
22.10
21.82 21.50
19.76
11.60
10.45
10.75
10.47
9.69
9.67
9.89
9.92
10.06
10.34
8.93
8.79
8.25
8.25
8.79
7.01
7.30
7.80
8.30
8.95
7.50
5.46
6.19
5.77
5.70
6.34
6.03
5.67
6.09
5.80
4.54
4.98
4.90
5.40
5.90
Dec,
Mar,
Jun,
Sep,
Dec,
Mar,
Jun,
Sep,
Dec,
Mar,
Jun,
Sep,
2013
2014
2014
2014
2014
2015
2015
2015
2015
2016
2016
2016
SCBs
DFIs
PCBs
FCBs
-Total
contributor to the
rise in bad loans
are the SCBS
In December of
each year NPL
comes down but
starts to rise
afterwards
NPL increased to
9.9% in Mar, 10.1%
in Jun & 10.3% in
Sep in 2016 from
8.8 % in Dec 2015
CPD (2017): State of the Bangladesh Economy in FY2017 (First Reading)
Writing off bad
loans help to heal
wounds
superficially
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