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Investor Presentaiton

3 Vinhomes - Dominant Residential Platform Largest Land Bank Delivers Sustainable Growth Land bank(1) (mm sqm) Translates to 164mm sqm of residential GFA 168 ~24x the land bank of our next largest competitors Superior Returns Return-on-Equity(2) (%) Vinhomes Land & Houses Ayala Land Novaland Vinhomes 7 7 5 Developer A Developer B Developer C Unparalleled Execution Capabilities Land Acquisition Master Planning and Design Land Clearance Infrastructure and Ecosystem Sales and Marketing Quality Control Property Management Ability to secure the best land banks in Vietnam Master planning capabilities and integrated developments Accelerated land clearance process (9-12 months) Vingroup ecosystem of retail malls, schools, hospitals, etc. High take up rates during presales with high % of upfront payments In-house construction management, ability to control costs, quality and speed Strong after sales service and management of facilities Source: Company information 38.8% 19.1% 15.7% 15.4% BSD 9.6% Diversified Product Offerings US$22.9bn (3) total addressable market per annum Diamond-Luxury apartment units that offer the most privileged living standard Ruby-High-end apartments for young affluent families Sapphire Modern apartment units catered for young and savvy % of households in total population (4) 1.3% 0.4mm Households 4.4% 1.2mn Households 19.4% 5.2mn Households Average Selling Prices (US$/sqm) (5) Luxury > US$4.0k High-end US$2.0k $4.0k Mid-end US$1.0k 2.0k 44.2% Affordable 12.0mn Households < US$1.k (1) As of 31 December 2021. Including apartments, office-tels, shop-houses, shop office, villa, commercial for sale, beach villa and condo-tel. Excludes completed projects. 164 mm sqm of residential GFA converts into c. 146 mm sqm of NSA. Not including GFA from Vinhomes Hoc Mon and Industrial land bank. (2) Refers to net profit after minority interests divided by shareholder's equity in 2019. (3) For condominium market only; based on CBRE condominium demand model and annual condominium demand of c.186,000 units in 2022F at an assumed price of US$127,000 per unit. (4) JLL report as of March 2018. Percentages shown exclude 30.8% of households within the segment of household below affordable. Segments include households within the respective income ranges: Luxury (more than US$85k), Premium (US$55k - US$85k), Mid-end (US$25k- US$55k), Affordable (US$10k-US$25k) and Below Affordable (below US$10k). (5) Based on net saleable area. 20 20
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