Fourth Quarter Highlights

Presence in Fast-Growing Markets Positioned in Strong Markets Lubbock Fort Worth Dallas Midland Odessa Abilene Austin San Antonio. Houston Corpus Christi Today, Texas is the 2nd largest state in the U.S by population with over 29 million residents Ranked #1 on the Fortune 500 list with 53 headquartered companies in 2022 Ranked #1 state for business for the 9th consecutive time by U.S. corporate executives in an International Economic Development Council survey Top 10 Fastest Growing MSAs in the U.S. (1) Metropolitan Statistical Area Austin-Round Rock-Georgetown, TX Raleigh-Cary, NC Jacksonville, FL Orlando-Kissimmee-Sanford, FL Nashville-Davidson--Murfreesboro--Franklin, TN 2023 - 2028 Population Growth Prosperity Prosperity Presence Deposits ($mm) $1,491 7.8% 7.4% 6.9% 6.3% 6.1% 23 (1) Tulsa • Oklahoma City • Oklahoma City and Tulsa MSAs comprise over 60% of the state's population Oklahoma is home to 3 of the 2022 Fortune 500 Companies Top 4 state for production of natural gas, net electricity generation from wind, and production of crude oil • Oklahoma is one of the top 5 producers of wheat in the United States Charlotte-Concord-Gastonia, NC-SC 5.8% Tampa-St. Petersburg-Clearwater, FL 5.2% San Antonio-New Braunfels, TX $585 5.0% Dallas-Fort Worth-Arlington, TX $8,161 5.0% Houston-The Woodlands-Sugar Land, TX $6,677 4.8% Presence in the four of the fastest growing MSAs in the United States Source: S&P Global, Worldpopulationreview.com, Statista, U.S. Energy Information Administration, Forbes, Fortune and Oklahoma Commerce. Includes MSAs with greater than one million in total population. Deposit data as of 6/30/2022. PB LISTED NYSE

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