Investor Presentaiton

ESG strategy - Lead the transition to a Sustainable Future Robust Infrastructure Set-up of dedicated Executive Committee to oversee ESG agenda Launch of ESG Targets Formulation of dedicated workgroups to ensure delivery Improvement of MSCI ESG rating: AA rating assigned to BOCH . DO NEUTRAL Carbon neutral by 2030 Net Zero by 2050 Carbon footprint calculation and formulation of decarbonisation plan with specific interim targets • Data gap analysis and initiation of data collection from customers • Identification of climate & environmental risks, to integrate into Bank's Risk Management Green Asset Ratio & Green Mortgage Ratio Steadily increase Continuously enriching environmentally friendly products in line with Recovery & Resilience Plan of Cyprus . ≥30% women in Group's management bodies1 by 2030 24% as at 31 December 2021 33% at Board level as at 31 Dec 2021 38% for key positions below Extended EXCO as at 31 December 2021 Committed to Diversity & Equal Opportunities 1) EXCO and extended EXCO 48

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