Financial Review Q3 2020
The Bancorp
LOANS & LEASES: STRONG COLLATERAL & GOVERNMENT GUARANTEES
PORTFOLIO
ATTRIBUTES
19
SMALL BUSINESS LENDING
SMALL BUSINESS LOANS BY TYPE1 ($MILLIONS)
9/30/2020
SMALL BUSINESS LOANS BY STATE1 ($MILLIONS)
9/30/2020
SBL
SBL
TYPE
COMMERCIAL
MORTGAGE
CONSTRUCTION
SBL SBL NON-REAL
ESTATE
STATE
COMMERCIAL
MORTGAGE
CONSTRUCTION
SBL SBL NON-REAL
ESTATE
TOTAL
TOTAL
Florida
$
35
$
8 $
8
$
51
TYPE DISTRIBUTION
.
Diverse product mix
Commercial mortgage and
construction are generally
Hotels
$
66
$
2 $
$
68
California
36
2
5
43
originated with 50%-60% LTV's
Professional services
21
3
24
offices
Pennsylvania
30
4
34
GEOGRAPHIC DISTRIBUTION
Full-service restaurants
15
1
4
20
Illinois
26
3
29
Child day care and
15
1
16
youth services
North Carolina
19
3
3
25
Diverse geographic mix
Bakeries
4
12
16
New York
10
2
5
17
Fitness/rec centers and
2
8
2
12
instruction
Texas
11
5
16
Largest concentration in Florida
representing 17% of total
General warehousing
11
111
and storage
Tennessee
11
1
12
Limited-service
7
3
10
restaurants and catering
New Jersey
3
1
7
11
Elderly assisted living
7
2
9
facilities
Virginia
9
2
11
Amusement and
4
2
3
9
recreation industries
Georgia
5
2
7
Car washes
5
3
8
Colorado
3
1
4
Funeral homes
7
7
Michigan
3
1
4
New and used car
4
4
dealers
Washington
3
3
Automotive servicing
3
3
Ohio
2
1
3
Other
51
26
77
Other states
16
8
Total
$
222
$
+A
16 $
+A
56 $
294
Total
$
222
$
16
ŁA
$
56
SA
$
24
294
1Excludes $334M of SBA loans that are government guaranteed and $208M PPP loans.View entire presentation