Investor Presentaiton
End Notes
Note: All data as of the end of 1Q21, unless otherwise indicated
These notes refer to the financial metrics and/or defined term presented on:
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GIR represents Goldman Sachs Global Investment Research
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Annual revenue volatility is calculated by dividing the standard deviation of reported revenues by the average revenues over the period. Annual pre-tax earnings volatility is
calculated by dividing the standard deviation of reported pre-tax earnings by the average pre-tax earnings over the period. US peers include JPM, C, BAC and MS
Unsecured funding includes Deposits, Unsecured short-term borrowings, and Unsecured long-term borrowings
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Strategic channels include Consumer, Private Bank, and Transaction Banking deposits
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Consumer deposits includes total Consumer deposits across the U.S. and U.K.
Deposit beta calculated as the change in the Marcus U.S. Online Savings Account Rate divided by the change in the Federal Funds Rate (Upper Bound)
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Excludes affiliate assets
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Other includes Collateralized Agreements, Customer and Other Receivables, and Other Assets
3. Other Includes Collateralized Financings, Customer and Other Payables, Trading Liabilities, Unsecured Borrowings, and Other Liabilities
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2021YTD defined as January 1, 2021 through April 30, 2021
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Debt Issuances and Maturities include both senior and subordinated debt
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Potential outflows for 2021, 2022 and 2023 as of April 30, 2021. Potential outflows for 2021 include $11.0bn of contractual maturities (of which $1.1bn occurred YTD), $2.7bn of
preferred redemptions (including $675mm Series N Preferred Stock redemption settling on May 19, 2021), $8.6bn of debt par calls redeemed, and $8.3bn of additional debt
outstanding eligible to be par called during the year. Maturities for 2021, 2022, and 2023 include contractual maturities less amounts eligible to be par called in periods prior to
contractual maturity dates
U.S. peers include JPM, MS, C, and BAC
Based on our current interpretation of the final NSFR rule
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Upon expiration of the SLR temporary amendment on April 1, 2021, GS Bank USA received a $750mm capital contribution from GS GroupView entire presentation