Investor Presentaiton
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%
5
Manageable Credit Risks with Adequate Liquidity
%
%
%
27,15
250
140
30
130
120
110
100
ឮ ឬ ឬ ៖ ន ន 8 8 9
Liquid Assets to Non-Core Deposits
Liquid Assets to Deposits (rhs)
25 200
20
128,01
150
15
threshold LA to Deposit (rhs) = 10%
100
10
5
50
threshold LA/ NCD= 50%
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NPL Net
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Financial Institutions are equipped with ample liquidity, while credit risk is maintained at reasonable levels...
The ratio of liquid assets to deposit and non-core deposits in the banking sector is
maintained well above the threshold *)
Investment adequacy ratio in the insurance industry is steadily maintained above
100% (threshold) *)
■NPL Gross
LO
5
3,22
4
3
2
1
1,12
NPL ratios are still manageable below the threshold, at 3.22% gross and 1.12%
net as of July 2020 *)
Due to credit relaxation in place and contraction of multi-finance's financing, the NPF
increases in July-20 to 5.5% *)
6
5,50
Source: Financial Service Authority (OJK)
*) provisional figures due to the relaxation on financial institutions' report to OJK because of Covid-19
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Life Insurance
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Feb-201
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General Insurance
184,40
105,77
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