Investor Presentaiton

AIA AIA China: Unique Opportunity, Differentiated Strategy Significant Headroom for Growth Middle Class and Affluent Population (million people) >600m ■ 300 Geographical Expansion 10 additional target provinces and municipalities in focus ■ Access to $7t GDP 100% Proven High-Quality Premier Agency Model Total Agents (4) +22% Agency Leaders 2022 vs 2019 #1 MDRT in Mainland China for 3 consecutive years +58% VONB per Agent(4) Industry 4x AIA China Average Income vs Working Population (5) >2x Notes: 120 2020 5x 101 226 2030E Recently Established (1) ■ ~10% of total new recruits ■ 70% agents are university graduates Existing Footprint (pre-2020)(2) Top 3 market share in major cities ■ 3% penetration of existing target customer base (3) AIA China Industry MDRT members FY19 1H22 2022 vs 2019 Working Population AIA China 中国邮政储蓄银行 POSTAL SAVINGS BANK OF CHINA New Strategic Bancassurance Partnerships Targeting PSBC's emerging mass-affluent segment Supporting PSBC wealth management initiative BEA東亞銀行 ■Top 3 foreign bank by branch network ■ Distribution partnership launched in 2H21 ■ Comprehensive product suite with focus on protection ■Launched in 2022 in 8 of AIA China's regions (1) Tianjin, Hebei province, Sichuan province and Hubei province (2) Including Beijing, Shanghai, Shenzhen, Guangdong province and Jiangsu province (3) AIA China existing customers at the end of 2022 as a percentage of target customer segment in established provinces as of 2020 (4) For 1H22; industry statistics based on latest company reports (5) Average Income for AIA Agents vs Working Population; Source: National Bureau of Statistics 39

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