Investor Presentaiton

Peer Bank review HBMX vs Industry Total loans 1 MXNbn +10% Retail loans MXNbn Wholesale loans MXNbn +10% +7% +17% +12% 5,254 5,776 390 430 1,882 2,004 133 3,772 +7% 113 3,372 276 297 Mar19 Mar20 Mar19 Mar20 Mar19 Mar20 Mar19 Mar20 Mar19 Mar20 Mar19 Mar20 Banking Industry² HSBC Mexico Banking Industry² HSBC Mexico Banking Industry² HSBC Mexico Lending rates (NIM) Credit Cost (3 months rolling average) (Annualized LICs/avg. loans) Coverage index (loan reserves/NPL) % % % 8.9 4.2 8.0 6.1 5.7 2.7 2.9 153.4 2.4 150.4 183.2 165.1 Mar19 Mar20 Mar19 Mar20 Banking Industry² HSBC Mexico Mar19 Mar20 Banking Industry² Mar19 Mar20 HSBC Mexico Mar19 Mar20 Banking Industry² Mar19 Mar20 HSBC Mexico Source: CNBV, figures under local GAAP as of March 2020 1. Total loans may not cast due to rounding 2. Banking industry comprises the six largest banks in Mexico including HSBC PUBLIC 15

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