Investor Presentaiton

Loans (Reported) | Loans by sector vs industry AmBank Group (RM' bil) Loans 3% Composition 2% 12% 1% 3% 9% 4% 6% 5% 1% 54% YTD Growth 32% 8% (3%) 14% Loans Composition ■Sep'22 100% 2% ▼(1%) ▲ 35% ▼(5%) 8% 3% (51%) 4% 15.4 4.4 10.8 7.4 6.3 3.1 2.3 1.4 4.8 1.5 67.0 0.0 124.4 Agriculture Mining & Quarrying Manufacturing Electricity, Gas & Water Construction Wholesale, Retail, Hotels & Restaurant Finance, Transport, Storage & Com Insurance, Real Estate Education & Health Household Others Total Loans & Biz Act 35.2 10.7 129.6 23.2 44.7 50.3 162.8 101.7 106.4 137.1 21.6 ■Sep'22 2% 1% 6% 1% 9. YTD Growth ▲ 3% ▲ 2% Industry (RM' bil) Source: BNM, financial statements AmBank Group H1FY23 Results - Investor Presentation 1,176.3 1,999.5 8% 5% 5% 3% 7% 2% 59% 1% 100% ▲ 13% ▲ 6% (1%) ≈2 ▲ 4% ▲ 7% ▼(1%) ▲ 3% ▲ 16% ▲ 3% 28

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