Investor Presentaiton

Scotiabank in Peru Footprint Customers¹ Employees Branches1 Market Position by Loans4 ~2.6 million 31.4% 12,016 210 Balance and Market Position Loan Market Share Average Average Loans Deposits 19.7% 17.9% 14.0% 17.9% $21 billion $20 billion Financial Total NIAT² ROE2,3 Productivity2 BCP BBVA Performance BCP BBVA $759 -110 25.6% 35.2% -133 Scotia +147 Interbank +92 million NIAT5 Productivity Ratio Operating Leverage +12% CAGR 40.0% 810 7.9% 39.3% 688 572 604 6.8% 5.0% 37.5% 2017 2018 2019 2016 All figures in CAD$ Constant currency 1 Excludes affiliates & consumer microfinance 2 WY 2019 3 WY 2019 including goodwill 4 Scotiabank includes SBP, CSF and Caja CAT 5 After NCI on an adjusted basis 1.8% 35.2% 2016 2017 2018 2019 2016 2017 2018 2019 35

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