Bank of Ireland H1 2020 Credit Presentation
Forward-Looking statement
Bank of Ireland H1 2020 Credit Presentation
This document contains forward-looking statements with respect to certain of the Bank of Ireland Group plc (the 'Company' or 'BOIG plc') and its subsidiaries'
(collectively the 'Group' or 'BOIG plc Group') plans and its current goals and expectations relating to its future financial condition and performance, the markets
in which it operates and its future capital requirements. These forward-looking statements often can be identified by the fact that they do not relate only to
historical or current facts. Generally, but not always, words such as 'may,' 'could,' 'should,' 'will,' 'expect,' 'intend,' 'estimate,' 'anticipate,' 'assume,' 'believe,' 'plan,'
'seek,' 'continue,' 'target,' 'goal,' 'would,' or their negative variations or similar expressions identify forward-looking statements, but their absence does not mean
that a statement is not forward-looking.
Examples of forward-looking statements include, among others: statements regarding the Group's near term and longer term future capital requirements and
ratios, level of ownership by the Irish Government, loan to deposit ratios, expected impairment charges, the level of the Group's assets, the Group's financial
position, future income, business strategy, projected costs, margins, future payment of dividends, the implementation of changes in respect of certain of the
Group's pension schemes, estimates of capital expenditures, discussions with Irish, United Kingdom, European and other regulators and plans and objectives
for future operations. Such forward-looking statements are inherently subject to risks and uncertainties, and hence actual results may differ materially from
those expressed or implied by such forward-looking statements.
Investors should read 'Principal Risks and Uncertainties' in the Group's Interim Report for the 6 months ended 30 June 2020 beginning on page 28 and also the
discussion on risk in the Group's Annual Report for the year ended 31 December 2019.
Nothing in this document should be considered to be a forecast of future profitability or financial position of the Group and none of the information in this
document is or is intended to be a profit forecast or profit estimate. Any forward-looking statement speaks only as at the date it is made. The Group does not
undertake to release publicly any revision to these forward-looking statements to reflect events, circumstances or unanticipated events occurring after the date
hereof.
Bank of Ireland
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