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FY20/21 Investor Presentation

Al Rajhi Bank | Islamic Banking, Everywhere At a glance, 2021 100% Islamic 75% NPB Deposits NPS 72% 90:10 Digital:Manual Presence & Branches, 2021 Customers Jordan Kuwait 10 2 521 Branches 4,891 ATMs 12.2 million 521 Saudi Arabia 16 Malaysia 2021 Strategic Highlights 4Q21 Avg Trans./mth 544 million Active Digital Customers 9.7+ million 2021 Financial Highlights 14.7 10.6 Group Net Income After Zakat +39% Training Days Volunteering Hrs 67 18.3 thousand thousand FY2021 Investor Presentation 4 FY 20 FY 21 326,121 POS 207 Remittance Centers Largest network in Saudi Arabia 43% YoY Net Financing Growth 17.6% Total Capital ratio 0.23% Cost of Funds 512.1 623.7 382.6 468.8 Total Assets +33% FY 20 FY 21 FY 20 FY 21 Customer Deposits +34% 8

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